What qualifications should my accountant have?

In the UK, anyone can technically call themselves an “accountant”—but that doesn’t mean they’re qualified. If you want someone reliable to handle your finances, it’s important to know what credentials matter.

1. Recognised Qualifications

The most trusted accountants are certified by professional bodies. These include:

• ACCA (Association of Chartered Certified Accountants)

• ICAEW (Institute of Chartered Accountants in England and Wales)

• CIMA (Chartered Institute of Management Accountants)

• ICAS (Institute of Chartered Accountants of Scotland)

These qualifications require years of training, exams, and real-world experience. Members must also follow strict ethical guidelines and continue learning throughout their careers.

2. Chartered vs Non-Chartered

Only professionals with certifications from these bodies can use the title “Chartered Accountant.” This gives added assurance that they’re regulated and up to date with laws and standards.

Non-chartered accountants may still be skilled, but they aren’t required to meet the same professional standards.

3. Relevant Experience

Beyond qualifications, experience matters. Some accountants specialise in certain industries (e.g. retail, property, or startups) or services like tax planning, payroll, or audits. Choose one whose background matches your needs.

4. Other Credentials

You might also want to check if they are:

• HMRC-registered for filing taxes

• Certified in software like Xero, QuickBooks, or Sage

• Familiar with VAT, PAYE, and compliance rules

Conclusion

The right qualifications help ensure your accountant is both competent and trustworthy. It’s worth checking their credentials—especially when they’ll be handling sensitive financial information.