Should I use the same accountant for personal and business tax?

If you’re self-employed or run a business, it’s common to wonder whether one accountant can handle both your personal and business taxes. The answer? It depends on your setup—but using the same accountant can have advantages.

Why One Accountant Might Be Enough

For sole traders or small business owners, your personal and business finances often overlap. In these cases, a single accountant can offer:

• A full picture of your income and expenses

• Easier communication and fewer documents to manage

• Joined-up tax planning (like balancing dividends and salary)

It’s simpler and may even save money.

When You Might Need Two

There are situations where using two specialists makes sense:

• You own multiple properties or have complex personal investments

• You run a limited company with detailed corporate tax needs

• You want to keep your business and personal finances separate

In these cases, a business accountant and a personal tax specialist may each bring useful expertise.

Things to Consider

• Complexity – The more complex your finances, the more likely you’ll benefit from expert support in each area.

• Experience – Check if your accountant handles both types of tax regularly.

• Privacy – Some prefer to keep personal finances separate from business partners or directors.

In Summary

Using one accountant can make things simpler—especially if they understand both personal and business tax. But if your situation is more complex, using separate experts might be more effective.